Healthcare Coverage That Actually Cares

Your trusted Medicare advisor in Northeast Ohio—Medicare Advantage, Supplement, Part D, and the ancillary coverage that fills the gaps.

Peace of Mind for Every Stage of Life

Helping families and individuals find the perfect coverage solutions

Hi, I'm Andrew Kosch

Owner of Kosch Cares Insurance, physically located in Madison, Ohio but serving seniors around the country.

I founded Kosch Cares Insurance to help people navigate a genuinely complex system. What started as a one-on-one mission has grown into a trusted local agency built on the same principle it started with: straightforward, detail-oriented guidance from someone genuinely invested in getting it right.

Today, Kosch Cares Insurance serves clients throughout Northeast Ohio and in 20 states nationwide, with personal guidance through every step of enrollment—no question too small. Let's talk about the coverage you deserve.

Expert Guidance You Can Trust

Making Medicare decisions easier for you and your loved ones

Medicare & Ancillary Coverage, Built Around You

From Medicare plans to the extra protection that fills the gaps—start to finish, including enrollment.

Medicare Advantage

Part C plans bundle hospital and medical coverage, often with extras like dental and vision. I'll help you compare what's available near you.

Medicare Supplement

Medigap plans cover the deductibles, copays, and coinsurance Original Medicare leaves behind, so surprise bills don't catch you off guard.

Part D Prescription Drug Plans

I'll compare PDP options against your actual prescription list to find the plan that costs you least over the year.

Hospital Indemnity

Pays you directly for each day you're hospitalized, covering costs Medicare doesn't and protecting your savings.

Dental & Vision

Original Medicare skips routine dental, vision, and hearing. I'll help you find coverage that fills those gaps.

Critical Illness

Pays a lump sum after a heart attack, stroke, or cancer diagnosis—yours to use however you need.

Enrollment & Plan Navigation

New to Medicare or turning 65? I'll walk you through enrollment—deadlines and paperwork included—so you sign up right.

Your Health, Your Future, Our Priority

Dedicated to finding the right coverage for your unique situation

Serving You Locally & Across 20 States

Northeast Ohio or one of my other licensed states—same personalized guidance either way.

Northeast Ohio

In-person consultations and local expertise

Multi-State Coverage

Licensed in 20 states, with virtual consultations

Virtual & In-Person

Flexible consultation options for your convenience

Licensed in
AZ CA CO FL GA IL IN KY ME MI MS NC NJ NY PA RI SC TN TX WA

Ready to Get Started?

Let's find the perfect coverage solution together

Ready to Find Your Perfect Coverage?

Schedule your free consultation. No pressure, just honest guidance.

(440) 571-7692 andrew@koschcares.com
Schedule Free Consultation

Important Disclosures

Medicare Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Not Connected with Government: Kosch Cares Insurance is not connected with or endorsed by the United States government or the federal Medicare program.

Licensed Agent: Licensed insurance agent. Licensed to sell Medicare Advantage, Medicare Supplement, and Prescription Drug Plans in Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Maine, Michigan, Mississippi, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, and Washington. License information available upon request.

General Information: The information provided on this website is for general informational purposes only and should not be considered as professional advice. Individual circumstances may vary, and you should consult with a licensed insurance agent to discuss your specific needs.

Enrollment Period: Enrollment in Medicare plans is subject to eligibility requirements and enrollment periods. Contact us or visit Medicare.gov for specific enrollment period information.

Plan Availability: Not all plans are available in all areas. Plan availability, benefits, and features may vary by location. Contact us to learn about plans available in your area.

Privacy: We respect your privacy and handle all personal information in accordance with applicable privacy laws and regulations. Your personal information will never be sold or shared without your consent.